Loan Product
Gold Loan
Quick cash against your gold, with transparent per-gram valuation done in front of you and secure storage until you repay.
Who this is for
- Anyone needing same-day cash without selling their gold
- Shop owners needing quick working capital
- Families facing a medical or wedding emergency
- Anyone preferring not to involve a guarantor or income proof
Documents you'll need
- Aadhaar Card & PAN Card
- The gold jewellery/items to be pledged
- Passport-size photo
- No income proof or guarantor required
Loan Terms
How a Gold Loan works
Your exact interest rate and charges are confirmed with you directly during your consultation — never publicly quoted, since it depends on the gold's valuation.
| Collateral | The gold being pledged |
| Valuation | Transparent, done in front of you |
| Guarantor | Not required |
| Processing fee | Disclosed upfront, no hidden charges |
| Typical timeline | Same day, after valuation |
Process
How a gold loan moves from enquiry to cash
1
Enquire
Message us your need and approximate amount on WhatsApp.
2
Share Documents
Send the list above — we'll tell you immediately if anything's missing.
3
Quick Verification
A short call or visit to confirm details.
4
Sign & Agree
We explain every clause and charge before you sign.
5
Get Funded
Funds disbursed directly — typically within 24-48 hours.
Need cash against your gold today?
Tell us your situation honestly — we'll tell you honestly what's possible.